Boise Short Sale Homes

Buying a short sale property in Boise may be an excellent option for you if you are looking to get a good deal on a home.  Essentially, the term ‘short sale’ means the lender agrees to accept less than what is owed on a home to avoid going through the costly and very time-consuming process of foreclosure. Buying Boise Short Sale Homes.

Boise Short Sale Homes for Sale

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10315 W Breckfield, Boise $219,900

  • 3 Beds
  • 2.5 Baths
  • 1,988 SqFt
  • 0.08 Acres

Home Is Vacant Now! Attached Custom Single Family Property W/ No Back Neighbors! Low Maintenance Backyard Opens To Spacious Common Area. Front Yard Landscaping Included In Hoa And Has Pressurized Irrigation. Fenced Court Yard To The Front Door. Designer S...

Idaho MLS Keller Williams Realty Boise
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10210 W Whispering Cliffs Dr, Boise $719,900

  • 4 Beds
  • 5.5 Baths
  • 6,100 SqFt
  • 2.35 Acres

Rare Estate Offering 2.5 Fully Landscaped Acres Of Canopy Trees Over The Creek Flowing Into The Pond W/sandy Beach & Waterfall. Secluded Salt Water Pool W/cabana & Entertainer's Sized Patio. 3 Suites In The Main Home W/full Baths & Walk-in Closets, All W/vi...

Idaho MLS Re/max Capital City
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10589 W Albany St., Boise $175,000

  • 3 Beds
  • 2.5 Baths
  • 1,744 SqFt
  • 0.20 Acres

Spacious Two Story Home On Large Corner Lot In Arana Manor. Fully Fenced Backyard. The Interior Has Vaulted Ceilings, Hardwood In The Kitchen, A Great Room And A Brick Fireplace. Located Just Minutes From Schools, Shopping, Restaurants And More. Home Is In...

Idaho MLS Templeton Real Estate Group
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4714 S Silvermaple, Boise $329,900

  • 4 Beds
  • 3.5 Baths
  • 3,079 SqFt
  • 0.22 Acres

Short Sale Opportunity. Extremely Well Cared For One Owner Home With All The Bells And Whistles. Employment Loss Necessitates Short Sale But This Home Is In Great Condition. Gorgeous Hardwoods, Large Office, Formal Dining, Gourmet Kitchen, Beautiful Main...

Idaho MLS Group One Sotheby's International Realty
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Boise ID Short Sale Properties


During these tough economic times, more and more homeowners are finding themselves getting behind on their mortgage payments due a loss of a job or a reduction in income and must prove an actual hardship. The distressed sales in Boise have put a tremendous downward pressure on prices and account for over 40% of all sales.

Short sales can be a win-win for all the parties involved.  It is a win for the homeowner because they escape the devastation of going through the foreclosure process.  It is a win for the lender because they get to cut their losses quickly and do not have to go through the expensive process of foreclosure, maintaining the property and then putting the home back on the market many months later.  The buyer also comes out a winner when they can purchase a property below current market prices.  Lastly, the neighborhood does not have to endure a vacant eyesore for months and further dropping surrounding property values. 

The short sale process in Boise, as in other areas, typically is not at all a short-term or quick process.  Buyers need to be patient and it can take up to 4-6 months for a response from the lender with no guarantee that it will close.  First, the seller agrees to the terms of the purchase and sale agreement and then the offer is subject to the lender’s approval to all terms and conditions.  The process is further complicated and delayed if there is more than one lender or mortgage insurance companies are involved.  As with all home purchases, the home buyer must be diligent by doing their homework on property values in the area, conduct a thorough inspection and be ready to close quickly once the lender agrees to the terms.  In most cases the homes are sold in ‘as is’ condition and therefore the buyer should make sure any potential repair costs be considered in the offer.  In the end, the buyer can walk away with a great bargain.

If Short sale homes in Boise are not the right fit for you, start your search for Boise Id homes sorting by price range and you are sure to find a wide selection of options in traditional re-sale homes. 

View information and real estate listings in other Idaho communities.


Contact The Hughes Real Estate Group for more information or to view Idaho homes: (208) 571-7145.

Idaho MLSIDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.

Listing information last updated on August 19th, 2017 at 6:52pm MDT.