Ada County Idaho Foreclosure Properties

Ada County, Idaho Foreclosures

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6025 Smokey Way, Garden City $225,000

  • 4 Beds
  • 2.0 Baths
  • 2,155 SqFt
  • 0.19 Acres

Beautifully Updated Home! Tile Accented Staircase & Hardwood Floors! In The Kitchen Ss Appliances, Tile Back Splash, And Granite Counter Tops. The Luxurious Finishes Continue Into The Bathrooms. Master Bath Has Tile Floors, Dual Vanities, Custom Subway Tile...

Idaho MLS Silvercreek Realty Group
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6906 W Butte Ct, Boise $189,900

  • 3 Beds
  • 2.0 Baths
  • 1,596 SqFt
  • 0.14 Acres

Great Location In Culdesac Street Near Winstead Park And Town Square Mall. Low Maintenance Lot, Estate Sale, Single Level, Needs Some Work, Small Work Shop With Power In Back, Price Reflects Carpet And Fix-up. Stainless Steel Appliances.

Idaho MLS Silvercreek Realty Group
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Ada County ID Foreclosures and Short Sale Properties 

Ada County, Idaho SignBank owned foreclosures, also known as REOs (Real Estate Owned), are just one of the 3 types of distressed sales.  The other 2 types that fit this distressed sale category are short sales and auctioned properties.

The reason so many people are pursuing bank owned foreclosures is they typically are aggressively priced below current market value.  When a homeowner can no longer keep up with their house payments, the bank or lender forecloses on the property.  If it is not purchased at the Trustee sale, then the bank takes back the property and has to put it on the market.  This process takes several months and can be very costly.  The bank has to pay property taxes, homeowners association dues, make any required repairs and maintain the property until it is re-sold. 

Boise, Idaho HomeThere a several things a buyer should keep in mind if they want to capitalize on Ada County foreclosure properties.  First of all, before submitting the offer, a buyer should do adequate research on the neighborhood’s recent comparable sales and confirm if repairs and upgrades are necessary that the neighborhood can support it.  Second, submit a loan approval letter with the offer so the bank knows the buyers are serious.  Third, make the offer contingent upon the approval of the home inspection.  In most cases the properties are sold ‘as is’ and the banks do not want to do any additional repairs so it is very important the buyer has a way to back out of the transaction if there is serious damage or in need of costlier repairs than they projected in the offer.  Typically, the bank will take several business days to respond to the offer.  Be patient; there may be more than one decision maker.  If they accept the offer, it will be worth the wait. 

Since the bank is looking to recover as much of its investment as quickly as possible, you maybe able to purchase a foreclosures at a considerable discount especially if it has been on the market for a while.  It is a perfect opportunity to get a great deal on a home of your dreams in Ada County, ID.

View information and real estate listings in other Idaho communitiesAda County MLS listings.


Contact The Hughes Real Estate Group for more information or to view Idaho homes: (208) 571-7145.

Idaho MLSIDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.

Listing information last updated on August 19th, 2017 at 3:52pm MDT.